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Since high school, I realized that a doctor is a doctor. He does not need to be shy or hide something from him during the reception. This can only harm because the doctor will make the wrong diagnosis. There is nothing shameful or scary that you will come to the reception in a diaper, with a bandage, etc. The main thing is that you have medical insurance. I advise you to read more about medigap g vs n. it is important that the insurance package fits your case and covers all these services you may need. But before making a final decision, consult with your doctor.