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Post Info TOPIC: Surveys and insurance requirements


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Surveys and insurance requirements
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Firstly, yes, it's ultimately my fault for not checking the requirements in advance of having a survey conducted, but I was a bit surprised to receive this today from GJW:

 

  Quote

Thank you for uploading the Survey Report in respect of HAMLET however the report supplied does not comply with the Survey requirements you have agreed with, when purchasing your policy:

 

Survey Conditions

 

We require a full out of water survey by a qualified marine surveyor which has been carried out in the last 10 years and all surveyors recommendations have been carried out.

 

A full survey is an exhaustive inspection covering every detail affecting the boat’s condition and safety including a thorough evaluation of all onboard systems, structural integrity of all components, the extent of existing problems, suggestions for upgrades and needed repairs. The boat is best inspected both in and out of the water and if possible underway for a trail run. For steel hulls we also require a hull plate thickness test and the minimum thickness we accept is 4mm.

 

The survey should also provide an estimate of the boat’s Current Market Value.

 

A hull survey is not acceptable.

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(My bold)

 

I politely told them to **** off, because I think that is three steps removed from being reasonable. Anyone want to suggest alternative insurers with a more realistic outlook?

 



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Hey there! 🌟 I get the frustration with surveys and insurance stuff. It's like they speak a whole different language, right? 😅 But hey, don't sweat it too much! If you're in the Newcastle area, I heard https://www.sjonessurveying.co.uk/newcastle-surveyors/ is a solid option. They break things down and make it way less confusing. Had a great experience with them.



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