My husband and I are deciding on a supplement to the Medicare program. We're both about to turn 65, and we're very undecided between a high-deductible plan G or a regular plan G. We live in New Jersey and will probably use the AARP United HealthCare plan G or the Amerihealth plan with a high deductible G. I am concerned that I will pay a lot of small bills as I get older if I choose a plan with a high deductible. I remember how I had to help my mother when she became elderly because she could no longer pay her bills on her own. On the other hand, the usual land premium seems to be such an amount of money that you need to spend every month just to cover this 20% if we need it. Any help would be appreciated!