Pick your plan. If you're new to Medicare, one first choice is a straightforward fork in the road. Do you prefer original Medicare or a Medicare Advantage plan? They are two completely different proposals. Each has advantages and disadvantages." Working with a Medicare expert is indeed the best way to navigate these differences. Our firm belief is that you should work with somebody who is well-versed in senior health coverage and can help you weigh the pros and cons. You don't want a jack of all trades who wants to sell your car and home insurance and, oh, by the way, has medical insurance if you want it.